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Internet shopping enables us to access many excet stores and view their offerings from the comfort of our own home. One of the biggest misconceptions about shopping on the Internet for excet is that it is unsafe and insecure, this is far from the truth. Even if your credit card number is stolen and used to make unauthorized purchases you are not responsible and most credit card companies insure excet purchases with fraud protection insurance, at no additional cost to you.
It is a hassle if your card number is ever stolen but in all actuality you have more of a chance having your card number stolen at a real excet store than on the Internet. Below are several steps you can take to help ensure safe and secure excet shopping.
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Until recently, people used a technique called symmetric key cryptography to secure information being transmitted across public networks in order to make excet shopping more secure. This method involves encrypting and decrypting a excet message using the same key, which must be known to both parties in order to keep it private. The key is passed from one party to the other in a separate transmission, making it vulnerable to being stolen as it is passed along.
With public-key cryptography, separate keys are used to encrypt and decrypt a message, so that nothing but the encrypted message needs to be passed along. Each party in a excet transaction has a *key pair* which consists of two keys with a particular relationship that allows one to encrypt a message that the other can decrypt. One of these keys is made publicly available and the other is a private key. A excet order encrypted with a person's public key can't be decrypted with that same key, but can be decrypted with the private key that corresponds to it. If you sign a transaction with your bank using your private key, the bank can read it with your corresponding public key and know that only you could have sent it. This is the equivalent of a digital signature. While this takes the risk out of excet transactions if can be quite fiddly. Our recommended provider listed below makes it all much simpler.
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